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Original Essays by David Steinberg

Investment Philosophy3 min read·483 words

Why Do We Have a Stock Market?

Understanding the origins and purpose of equity markets, from mercantilism to modern investing.

The Ocean Doesn't Care About Your Swimming Lessons
Investment Philosophy2 min read·383 words

Compounding Capital: Exponential Growth

Why exponential growth is counterintuitive and how to harness it for long-term wealth creation.

The Ocean Doesn't Care About Your Swimming Lessons
Investment Philosophy2 min read·307 words

Investing vs. Speculating

The critical distinction between owning businesses and trading stocks.

The Ocean Doesn't Care About Your Swimming Lessons
Risk Management2 min read·234 words

How Marlowe Sees Risk

A different perspective on risk that focuses on permanent loss of capital, not volatility.

The Ocean Doesn't Care About Your Swimming Lessons
Risk Management1 min read·203 words

Concentration vs. Diversification

Why concentrated portfolios can be less risky than diversified ones when you truly understand your investments.

The Ocean Doesn't Care About Your Swimming Lessons
Market Psychology1 min read·211 words

Understanding Market Psychology

How human emotions drive market behavior and create opportunities for rational investors.

The Ocean Doesn't Care About Your Swimming Lessons
Market Psychology1 min read·195 words

Behavioral Biases in Investing

The cognitive traps that cause investors to make systematic errors.

The Ocean Doesn't Care About Your Swimming Lessons
Market History1 min read·218 words

Lessons from Market History

What past market cycles teach us about human nature and investing.

The Ocean Doesn't Care About Your Swimming Lessons
Investment Process1 min read·220 words

The Marlowe Research Process

How we analyze businesses and make investment decisions.

The Ocean Doesn't Care About Your Swimming Lessons
Investment Process1 min read·194 words

Our Valuation Framework

How we think about what a business is worth.

The Ocean Doesn't Care About Your Swimming Lessons
Marlowe Culture1 min read·166 words

The Marlowe Culture

The values and principles that guide how we work.

The Ocean Doesn't Care About Your Swimming Lessons
Marlowe Culture1 min read·206 words

Finding Joy in the Challenge

Why we love what we do and how that passion drives results.

The Ocean Doesn't Care About Your Swimming Lessons
Marlowe Culture1 min read·219 words

Capital Allocation Decisions

How management teams should think about deploying capital.

The Ocean Doesn't Care About Your Swimming Lessons
Investment Philosophy3 min read·497 words

Intrinsic Value

Understanding the true worth of investments beyond market prices and dogmatic value investing approaches.

The Ocean Doesn't Care About Your Swimming Lessons
Investment Philosophy2 min read·276 words

Mr. Market is Not Crazy or Stupid

Why the classic Mr. Market metaphor understates the challenge of value investing in practice.

The Ocean Doesn't Care About Your Swimming Lessons
Investment Philosophy2 min read·307 words

Margin of Safety

The foundational concept of buying assets below their intrinsic value to protect against uncertainty.

The Ocean Doesn't Care About Your Swimming Lessons
Business Operations2 min read·269 words

Understanding Business Operations

The fundamentals of how businesses create value through their core operations.

The Ocean Doesn't Care About Your Swimming Lessons
Business Operations2 min read·280 words

Growing Sales Profitably

The art and science of increasing revenue while maintaining or improving profitability.

The Ocean Doesn't Care About Your Swimming Lessons
Business Operations2 min read·381 words

Capital Allocation Decisions

How management deploys capital determines long-term shareholder value more than any other factor.

The Ocean Doesn't Care About Your Swimming Lessons
Business Operations2 min read·244 words

The CEO

Understanding the critical role of chief executives in capital allocation and long-term value creation.

The Ocean Doesn't Care About Your Swimming Lessons
Business Operations2 min read·242 words

The CFO

The often-underappreciated role of chief financial officers in protecting and creating shareholder value.

The Ocean Doesn't Care About Your Swimming Lessons
Business Operations2 min read·252 words

Compensation Schemes and Incentives

How executive compensation structures shape behavior and long-term outcomes for shareholders.

The Ocean Doesn't Care About Your Swimming Lessons
Business Operations2 min read·238 words

Buybacks and Dividends

Understanding when returning capital to shareholders creates value and when it destroys it.

The Ocean Doesn't Care About Your Swimming Lessons
Market Psychology2 min read·290 words

Marlowe's Investing Psychology

The mental frameworks and psychological disciplines required for successful long-term investing.

The Ocean Doesn't Care About Your Swimming Lessons
Risk Management2 min read·262 words

How Marlowe Sees Risk

A practical framework for understanding and managing investment risk beyond volatility measures.

The Ocean Doesn't Care About Your Swimming Lessons
Risk Management2 min read·280 words

Diversification Increases Risk

Why excessive diversification can actually increase risk rather than reduce it.

The Ocean Doesn't Care About Your Swimming Lessons
Marlowe Culture2 min read·387 words

Proverbs and Wisdom

Timeless wisdom distilled into memorable sayings that guide investment thinking and behavior.

The Ocean Doesn't Care About Your Swimming Lessons
Marlowe Culture2 min read·349 words

The Parables

Short stories that illuminate important truths about behavior, irony, and survival in investing.

The Ocean Doesn't Care About Your Swimming Lessons
Market History2 min read·362 words

Bubbles and Busts

Understanding the psychology and mechanics of market bubbles and their inevitable collapse.

The Ocean Doesn't Care About Your Swimming Lessons